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Today's Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.750%  5.009%  1.000%
 5.000%  5.172%  0.000%
25 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.919%  1.000%
 4.750%  4.944%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.850%  1.000%
 4.625%  4.855%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.566%  1.000%
 4.250%  4.540%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.874%  1.000%
 3.500%  3.910%  0.000%
3/1 Year Adjustable Rate
 Rate  APR  Points
 3.375%  5.146%  0.000%
5/1 Year Adjustable Rate
 Rate  APR  Points
 3.875%  5.213%  0.000%
7/1 Year Adjustable Rate
 Rate  APR  Points
 4.375%  5.365%  0.000%

Personalized Quote

JoEllen Tucker

Branch Manager/Loan Originator

NMLS Registry Number: 636374

3721 Oberlin Ave
Lorain, OH 44053-2796

Office: 440 282-6999
Cell Phone: 440 522-1333
Fax: 440 282-6164


Since joining First Federal Savings of Lorain in 1979,  I have held positions of teller, head teller, management trainee and is currently manager of the Main Office on Oberlin Avenue.  I am a member of Lorain County Chamber of Commerce, North Coast Building Industry Association, Lorain County Association of Realtors and Main Street Amherst.  

Married to Fred, together we have four grown children, seven grandchildren, two rescue dogs and two rescue cats.  In my free time, I enjoy spending time with my family and friends, especially enjoying playing with my grandchildren who are my heart and soul. Also, I am very passionate about advocating and networking for shelter animals.

Applying online is as easy as 1-2-3.

You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed, and in the case of preapprovals, submitted for instant online approval.
  3. A First Federal Savings of Lorain loan originator will follow up to answer your questions.

At First Federal Savings of Lorain, our goal is to provide the highest level of service at competitive rates. Our loan originators are only a phone call away if you need help. Contact JoEllen at 440 282-6999.